A surge in financial anxiety grips Americans in 2025 as 'money dysmorphia' leads to stress—even for those with sizeable savings.
October 4, 2025
Source:
MarketWatch
Financial Anxiety Rises Despite Big Savings
In 2025, Americans report record-high financial anxiety—even with substantial money in their accounts. This paradox, often called money dysmorphia, leaves many feeling insecure regardless of their financial stability.
Understanding the Issue
Financial stress is no longer limited to those struggling to make ends meet.
The perception of insecurity often outweighs actual numbers, according to psychologists (WSJ).
A 2023 Credit Karma survey revealed 14% of Americans over 59 identify with money dysmorphia (Credit Karma).
Even windfalls, like receiving $1.2 million, spark more anxiety than relief for many.
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Why Cash Triggers Stress in 2025
Economic Pressures Fuel Concerns
Inflation remains the primary worry for 56% of Americans.
Financial markets have been volatile, further unsettling savers (CNBC).
Economic factors, such as potential recession and trade uncertainty, amplify unease.
Cash Anxiety Effects
Many avoid spending or investing, fearing mistakes or missed opportunities.
This leads to a cycle where caution itself becomes a source of stress.
According to Talker Research, 70% of Americans cite money as their top stressor this year.
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Source:
MarketWatch
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